Accepted Payment Methods

At https://vibebazzar.com/, we offer secure and convenient payment options to make your shopping experience smooth and hassle-free.

Credit and Debit Cards

Accepted Cards

We accept all major credit and debit cards:

  • Visa
  • Mastercard
  • American Express
  • Maestro
  • Visa Electron

Card Security

  • All card transactions are processed using secure SSL encryption
  • We comply with PCI DSS (Payment Card Industry Data Security Standard)
  • Your card details are never stored on our servers
  • All payments are processed by trusted payment providers

3D Secure Authentication

For added security, some card payments may require 3D Secure authentication (Verified by Visa, Mastercard SecureCode). This adds an extra layer of protection to your transactions.

Digital Wallets

PayPal

  • Pay securely with your PayPal account
  • No need to share your financial information with us
  • Buyer protection included
  • Express checkout available

Apple Pay

  • Quick and secure payment with Touch ID or Face ID
  • Available on Safari browser and iOS devices
  • Your card details are never shared with merchants

Google Pay

  • Fast checkout with your saved payment methods
  • Secure authentication required
  • Available on supported browsers and Android devices

Bank Transfers

Direct Bank Transfer

  • Available for orders over £100
  • Payment must be received before order processing
  • Bank transfer details provided after order confirmation
  • Processing time: 1-3 business days

Open Banking

  • Secure direct payment from your bank account
  • Instant payment confirmation
  • Supported by major UK banks
  • No additional fees

Alternative Payment Methods

Klarna

  • Pay Later: Pay within 30 days of purchase
  • Pay in 3: Split your purchase into 3 interest-free payments
  • Monthly Financing: Available for larger purchases
  • Subject to credit approval

Clearpay (Afterpay)

  • Split your purchase into 4 interest-free payments
  • Payments automatically deducted every 2 weeks
  • No interest if payments are made on time
  • Available for orders between £20-£1,000

Currency and Pricing

Currency

  • All prices are displayed in British Pounds (GBP)
  • International customers may see prices converted to local currency
  • Final charges will be processed in GBP

Price Accuracy

  • Prices include VAT where applicable
  • Shipping costs calculated at checkout
  • Any additional fees clearly displayed before payment

Payment Security

Data Protection

  • All payment data is encrypted using industry-standard SSL technology
  • We never store your complete payment card details
  • Payment processing handled by PCI-compliant providers
  • Your financial information is kept secure and private

Fraud Prevention

  • Advanced fraud detection systems monitor all transactions
  • Suspicious transactions may require additional verification
  • We may contact you to verify large or unusual orders

Payment Processing

Order Confirmation

  • Payment authorization occurs immediately upon order placement
  • You will receive an email confirmation once payment is processed
  • Orders are processed only after successful payment verification

Processing Times

  • Card payments: Instant authorization
  • PayPal: Instant processing
  • Bank transfers: 1-3 business days
  • Buy now, pay later: Instant approval (subject to credit check)

Failed Payments

If your payment fails:

  • Check your card details are correct
  • Ensure sufficient funds are available
  • Verify your billing address matches your card details
  • Try an alternative payment method
  • Contact your bank if issues persist

Refunds and Returns

Refund Methods

  • Refunds are processed to the original payment method
  • Card refunds: 3-10 business days
  • PayPal refunds: 1-3 business days
  • Bank transfer refunds: 3-5 business days

Partial Refunds

  • Available for partial returns or damaged items
  • Processing time same as full refunds
  • Refund amount clearly itemized

International Payments

Supported Countries

We accept payments from customers worldwide, with some restrictions based on local regulations.

Currency Conversion

  • Your bank may apply currency conversion fees
  • Exchange rates determined by your card issuer
  • We are not responsible for currency conversion charges

International Fees

  • Some payment methods may charge international transaction fees
  • Check with your bank or payment provider for applicable charges
  • These fees are not charged by https://vibebazzar.com/

Business Customers

VAT

  • UK VAT (20%) included in prices for UK customers
  • EU customers may be charged local VAT
  • Business customers can provide VAT numbers for B2B transactions

Invoicing

  • VAT invoices provided for all UK business customers
  • Invoice sent via email after order completion
  • Invoice includes all required legal information

Payment Support

Having Payment Issues?

If you experience any payment problems:

  1. Check your details – Verify card information and billing address
  2. Try a different payment method – Use an alternative card or PayPal
  3. Contact your bank – They may have blocked the transaction
  4. Clear your browser – Clear cookies and cache, then try again
  5. Contact us – We’re here to help resolve any issues

Contact Information

For payment-related questions or issues:

  • Email: [email protected]
  • Phone: +44 7411506193
  • Business Hours: Monday – Friday, 9:00 AM – 6:00 PM GMT

Response Times

  • Email inquiries: Within 24 hours
  • Phone support: During business hours
  • Urgent payment issues: Priority response

Terms and Conditions

Payment Terms

  • Payment must be received in full before order processing
  • Prices are subject to change without notice
  • We reserve the right to refuse payment from any source
  • All payments are subject to our Terms and Conditions

Disputes

  • Payment disputes should be directed to us first
  • We will work to resolve issues quickly and fairly
  • Chargeback disputes will be handled according to card scheme rules

Company Information: LORD BANDIT LIMITED
66 Lavender Hill, London SW11 5RQ, United Kingdom
VAT Number: 13896368

We are committed to providing secure, convenient, and reliable payment options for all our customers. If you have any questions about payment methods, please don’t hesitate to contact us.